Can a noob rank for a Keyword difficulty of 35/100?

I'm trying to find low comp keywords on KWFinder and I see that one of my main keywords (22k searches/mo, $1.4 CPC) has a difficulty of 35/100, which KWFinder describes as "still easy".
– Is it conceivable that I could rank for this keyword?
– If it is possible for me to rank, is there a way I can estimate what it would take in terms of money / time / content creation?
– Do all the ranking service offers on the BHW marketplace use backlinks from PBNs? Could using harm a website?…

Can a noob rank for a Keyword difficulty of 35/100?